Who We Serve
At Shrija Micro Finance, we focus on serving underserved communities across rural and semi-urban India who lack access to traditional banking services. Our target segments include low-income households, women entrepreneurs, community groups, and micro-enterprises seeking affordable financial solutions to improve their livelihoods and achieve economic independence.
Families Seeking Financial Stability
Households with monthly income between ₹5,000-15,000 who need accessible credit for essential expenses, emergency situations, children's education, healthcare costs, and small business ventures to supplement family income.
Empowering Women-Led Businesses
Rural and semi-urban women starting home-based enterprises, handicraft businesses, food processing units, retail shops, or service-oriented ventures requiring startup capital and ongoing business support.
Community-Based Lending
Women's collectives and community groups of 10-20 members seeking group loans for collective income-generation activities, skill development programs, and community infrastructure projects with shared responsibility.
Small Business Support
Street vendors, small shopkeepers, auto-rickshaw drivers, agricultural laborers, and daily wage workers needing working capital loans to maintain or expand their income-generating activities and manage cash flow fluctuations.