About Us

Established on Trust

Built on the foundation of community trust and transparent financial practices, we provide reliable microfinance solutions to those who need them most. Our commitment to ethical lending has made us a preferred choice for underserved populations across rural and semi-urban India.

Field-First Strategy

Our dedicated field staff forms the backbone of our operations, ensuring personalized service delivery at the grassroots level. We believe in building lasting relationships through face-to-face interactions, understanding each borrower's unique financial needs and circumstances.

Creating Real Change

Every loan we disburse creates a ripple effect of positive change in the community. From supporting women entrepreneurs to enabling small business growth, we measure our success by the improved livelihoods and financial independence of our borrowers.

about us

About Shrija Micro Finance

Shrija Micro Finance Private Limited is a socially-driven financial services company dedicated to empowering underserved communities through accessible microfinance solutions. We provide small-ticket loans, emergency funding, and financial literacy programs to poor and low-income individuals excluded from traditional banking. Our competitive interest rates and personalized field service ensure every borrower receives both financial support and guidance to build sustainable livelihoods.

Our field-centered approach sets us apart in the microfinance sector. Through dedicated field staff working directly within communities, we build trust-based relationships that extend beyond simple transactions. We offer comprehensive services including group lending to women's self-help groups, business development loans, and emergency assistance, creating pathways to economic independence while maintaining transparency and ethical practices.

Our Core Strengths

With deep roots in community-based lending and a commitment to financial inclusion, we combine traditional microfinance values with modern service delivery. Our approach focuses on building sustainable relationships that create lasting impact for borrowers and their families.

Proven Expertise

Led by experienced professionals with deep understanding of rural finance and community development, ensuring responsible lending practices and sustainable growth.

Local Presence

Our field officers are embedded within the communities they serve, speaking local languages and understanding cultural nuances to provide personalized financial solutions.

Clear Processes

We maintain complete transparency in our loan terms, interest calculations, and fee structures, ensuring borrowers make informed financial decisions without hidden surprises.

Core Team Members

Jhumpa Bose - Director

Jhumpa Bose brings over 3+ years of specialized experience in the microfinance sector with a strong focus on community development and financial inclusion. As a Director of Shrija Micro Finance, she provides strategic leadership and operational oversight to ensure the company delivers impactful financial services to underserved communities.

Saheb Saha - Director

Saheb Saha serves as a Director with 2+ years of relevant experience in rural finance and business development. He leads client relations and field operations, ensuring that Shrija Micro Finance maintains strong community connections and delivers personalized financial services directly to borrowers' doorsteps.